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What is a Real Property Report?

During property transactions, lending institutions and municipalities often rely on Real Property Reports to ensure buildings and other improvements are within the boundaries of a subject property, do not encroach over easements on an owner's property, and that encroachments do not exist from adjoining properties.

What are the Benefits of a Real Property Report?

Various parties benefit from Real Property Reports in the following ways:

Property Purchasers

  • Identifies location of all improvements relative to the property boundary and shows the location of easements and right-of-ways

  • Identifies issues with property boundaries or encroachments

  • Ensures owners do not face legal issues related to boundary problems after purchasing a property

Property Sellers

  • Provides protection from future legal liabilities relating to property boundaries and improvements

  • Helps identify potential issues prior to listing or sale of property


  • Provides visual representation of the property

  • Ensures compliance with the real estate listing/purchasing contract and reduces delays with completing property transactions

Mortgage Brokers

  • Ensures compliance with municipal bylaws

  • Assists with problem resolution prior to registration of the mortgage


  • Assists in determining compliance with bylaws and fire codes

  • Assists in the planning and development process

What is the Difference Between Title Insurance and a Real Property Report?

Title Insurance

  • Provides financial compensation to the homeowner in the event of a defect affecting the title to the property.

  • May protect the owner from some of the financial burden if it is determined that improvements on the property do not fall within the boundaries or are not compliant with zoning bylaws.

Real Property Report

  • Is a legal document outlining the location of significant visible improvements relative to the property boundaries as well as any registered encumbrances.

  • Provides the purchaser with accurate details of the boundaries and improvements and is valuable for planning future additions or renovations to the property prior to committing to the transaction.

Both Title Insurance and a Real Property Report can provide valuable piece of mind to a home owner. They should therefore be considered together and not as an alternative to one another.

Additional Services We Offer 

To the Real Estate Sector

  • Building layout

  • Subdivision surveys

  • Building location plans

  • Surveying easements, right-of-ways, leases and other charges against parcel

  • Underground locating (utilities)

  • Boundary retracement.

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